SUMMARY
-
Lincoln automotive financial services offers trusted, personalized financing and leasing options, making the journey to Lincoln luxury simple and stress-free for clients.
-
Purchasing or leasing a Lincoln provides flexibility, equity-building, or short-term leasing benefits, while protection programs like GAP and WearCare® safeguard investments.
-
For a seamless, client-focused experience, visit Parks Lincoln of Longwood, where personalized plans, support, and guidance ensure effortless Lincoln ownership.
Also Read: Guide to Lincoln SUV Models by Parks Lincoln of Longwood
Picture yourself behind the wheel of a Lincoln, enjoying the unmatched luxury, comfort, and confidence the brand delivers. Making that experience a reality is easier with Lincoln automotive financial services, the trusted financing arm of Lincoln Motor Company. With over a century of proven quality and service, Lincoln financing ensures that your path to ownership is smooth, secure, and stress-free.
Choosing Lincoln automotive financial services at Parks Lincoln of Longwood means receiving the same exceptional care and attention the brand is known for. From flexible financing solutions to personalized plans tailored to your needs, every step is designed to offer peace of mind and a world-class ownership experience.
A Foundation of Trust and Exceptional Care
Financing your Lincoln is just as important as choosing the vehicle itself. Lincoln automotive financial services provides a reliable path to owning your vehicle, backed by the reputation of Lincoln Motor Company. When you combine Lincoln financing with the expertise at Parks Lincoln of Longwood, you enjoy a seamless, confident experience from start to finish.
The commitment to client satisfaction goes beyond the purchase. Lincoln Concierge offers 24/7 support, including roadside assistance, complimentary pickup and delivery for maintenance, and loaner vehicles when your Lincoln requires service. Complimentary Lincoln Pickup and Delivery applies to 2017 model-year and newer vehicles within the four-year or 50,000-mile New Vehicle Limited Warranty. Vehicles outside this coverage may still be serviced for a specific cost, with mileage limits possibly applying.
Personalized Pathways to Luxury Ownership
Lincoln automotive financial services is designed to center on you. Every plan is crafted with your comfort and convenience in mind, allowing you to choose whether to purchase or lease based on your lifestyle. At Parks Lincoln of Longwood, you can explore all options and find the path that best suits your needs.
Embrace the Freedom of Purchase
Purchasing a Lincoln unlocks limitless luxury and the freedom to travel wherever your journey takes you. Standard Lincoln purchases come with no mileage limits, no excess wear and use charges, and the ability to customize your vehicle whenever you like. Owning your Lincoln also builds equity, which can be applied toward a future trade-in. Special offers may be available depending on your eligibility or the equity in your current vehicle.
Clients can choose a New, Certified Pre-Owned, or Used Lincoln. A new Lincoln provides pure prestige while building equity for your next vehicle. Certified Pre-Owned Lincolns deliver the same luxury and reliability, with limited warranty coverage and 24-hour Roadside Assistance. Each undergoes a rigorous 200-point inspection and includes vehicles from the current model year and the five previous years with fewer than 60,000 miles.
The Flexibility of Leasing
For drivers who enjoy a new Lincoln more often without a long-term commitment, the Lincoln Red Carpet Lease offers an ideal solution. This lease combines luxury and versatility with flexible terms tailored to your needs. Popular options include 24- and 36-month leases, with multiple mileage choices starting at 5,000 miles per year. Leasing also rewards loyalty, with potential benefits such as waiving disposition fees or receiving up to $600 in excess wear and use charges on your next lease.
Comprehensive Vehicle Protection Programs
A Lincoln is more than a vehicle; it is a valued investment. Lincoln automotive financial services offers solutions to protect that investment and give you confidence on the road. Options include GAP protection and extended service plans that safeguard many aspects of your Lincoln.
Guaranteed Automotive Protection (GAP)
GAP protection covers the difference if your Lincoln is stolen or declared a total loss and your insurance does not fully cover the remaining finance balance. GAPCoverage protects up to 96 months, covering the gap between insurance payoff and your remaining balance, up to $125,000 or 150% of MSRP for new vehicles, or 150% of NADA retail value for pre-owned vehicles, including deductible coverage up to $1,000.
GAPAdvantage provides the benefits of GAPCoverage and adds a $1,000 credit toward a replacement vehicle from your original Lincoln retailer where available. Both options must be selected at the time of purchase and have limitations, such as exclusions for fraud, business use, salvage titles, or incidents outside the U.S. and Canada.
WearCare® for Leasing Clients
For those who lease with the Red Carpet Lease, WearCare® protects against unexpected wear and use charges at the end of the lease. Even careful drivers encounter minor chips, scratches, and dings. WearCare® helps make leasing worry-free by waiving excess wear and use charges up to $10,000 under specific conditions, covering up to $300 per missing part, and extending up to 48 months. Certain exclusions apply, such as excess mileage, missing parts over $300, and damage from commercial use.
Streamlined Account Management and Support
Managing your Lincoln financing account is simple with Lincoln automotive financial services. Account Manager serves as your personalized online hub for payments, account updates, and live support.
With 24/7 access, you can set up automatic payments, go paperless, update bank information, and ensure you never miss a payment. For more complex questions, the Lincoln automotive financial services FAQs provide guidance, and the Client Service team is always available for personal support.
Sophisticated Solutions for Commercial Transportation
Businesses require refined, reliable transportation solutions. Lincoln automotive financial services offers tailored commercial financing to help your business succeed in style. Flexible options include leasing or purchasing, designed to meet the unique needs of every company.
Commercial Financing Options
Commercial leasing gives your business access to new Lincoln vehicles with the latest luxury and technology. Options include the Commercial Red Carpet Lease and CommerciaLease, each built for different business goals.
Commercial Installment Financing is available for new, Certified Pre-Owned, or used vehicles. It offers competitive rates and flexible terms, letting businesses pay at their own pace.
The Commercial Red Carpet Lease is perfect for predictable-usage vehicles. This closed-end lease simplifies planning, reduces residual risk, and typically offers lower payments than similar-term financing. Complimentary Commercial GAP Coverage adds peace of mind.
CommerciaLease is an open-ended TRAC lease with flexible terms, no mileage restrictions, and the ability to residualize upfits. It eliminates unexpected end-of-lease charges like administration, acquisition, or excess wear and use fees. At the end of the lease, businesses can work with Lincoln automotive financial services for a payoff, extend the lease, sell the vehicle, or visit Parks Lincoln of Longwood to finance or lease a new Lincoln or arrange a trade-in.
Commercial Line of Credit
A Commercial Line of Credit (CLOC) provides a flexible, year-round credit option for acquiring vehicles. There are no setup or non-utilization fees, and the line frees up capital for your business. Approved CLOCs can be used for Commercial Installment Financing, Commercial Red Carpet Lease, or Commercia Lease. Applications are processed quickly, often within two business days, and require basic company information, financial statements, Business Tax ID, fleet details, and authorized signatures.
Simplified Administration for Business
Commercial Combined Billing simplifies payments by consolidating multiple accounts into one monthly statement when maintaining two or more accounts. CommerciaLease accounts are automatically included if due dates align. Personal accounts cannot be combined with commercial accounts. Once enrolled, Account Manager allows a single monthly payment for all combined accounts, streamlining administration.
Moving Forward with Confidence
Whether deciding between leasing or purchasing for personal use or planning a commercial fleet, Lincoln automotive financial services provides the tools, programs, and support needed to make informed decisions. Every step is designed to make your move toward Lincoln luxury simple and worry-free.
Start by applying for credit or financing online or use the Payment Estimator to explore your options. Visiting a trusted retailer such as Parks Lincoln of Longwood lets you discuss personalized plans and experience Lincoln elegance firsthand.
Final Thoughts
Owning or leasing a Lincoln should be as effortless as it is luxurious. With Lincoln automotive financial services, expert guidance, flexible options, and personalized support are always available. Take the first step toward your next Lincoln today, apply for Lincoln financing, explore your options, or visit Parks Lincoln of Longwood to begin your journey to exceptional luxury, confidence, and peace of mind.
Read Next: Best Car Detailing in Orlando, FL